Accidental Benefits Insurance

• Acceptance is guaranteed, regardless of health if you are between the ages of 18 and 69.
• No health questions or medical exams.
• *$1 pays for the first month for up to $250,000 of coverage. After the first month, the rates are locked in for the life of the policy.
• The valuable monthly premiums will never increase for any reason.

These Additional Features Are Guaranteed - At NO EXTRA COST

• Inflation Benefit
  For every year the Policy remains continuously in force, primary insured’s Principal Benefit will automatically be increased by 5% of the Initial Principal Benefit until the Principal Benefit is equal to 125% of the Initial Principal Benefit, or the primary insured turns age 70, whichever is earlier.
• Education Benefit
  Upon the accidental death of the primary insured, pays an additional 10% of the death benefit for each dependent child who, on the date of the accident, is between the ages of 15 and 22. Available only on the Family Plan and limited to $10,000.
• Seat Belt Benefit
  Pays 10% of the insured’s Principal Benefit if the insured suffers an accidental death while operating or riding in a car and wearing a seat belt.
• Common Disaster Benefit
  If the primary insured and the insured spouse both suffer accidental deaths in a common accident, the insured spouse's death benefit will be increased to 100% of the primary insured's Principal Benefit. Available only on the Family Plan.
• Dismemberment Benefit
  Pays for loss of a hand, foot or eye subject to a table of losses.
• Paralysis Benefit
  Covers quadriplegia, paraplegia and hemiplegia subject to a table of losses.
• Commercially Scheduled Airline Benefit
  Pays an additional benefit amount equal to the insured’s Principal Benefit for each insured at the time of death from accidental bodily injury received as a fare-paying passenger on a commercially scheduled airline.